October 27, 2008

Rich People vs. Poor People Checklist

This list was taken directly from the book The Secrets of The Millionaire Mind book by T. Harv Eker.

Some of you might remember this post from my older website - but due to everyone's recent concerns about the stock market and the intense focus on creating money I decided to republish it here now.

It is basically a cheat sheet from Mr. Eker's book (which I highly recommend by the way) that explains the difference between the way Rich people think and Poor people

The book goes into much more detail, mind you. After each "title" it then goes into further explanation of how and why those differences in thinking is important.

I put this list together a few years back and made it look really pretty. I printed it out in fancy italics, printed it out on paper with a scrolled background and put it in a frame over my desk.

This way any time I had to "pivot" or redirect my thoughts about money I had this list in front of me.

Of coarse, feel free to print this list out and keep it on your wall someplace for your own inspiration, but please do not put it out anywhere else on the web because it is the exclusive property of T. Harv Eker. Thank you!

Rich People vs. Poor People

Rich people believe they create their life
Poor people believe that life happens to them

Poor people complain to get attention
Rich people are too busy making money to complain

Rich people play the money game to win
Poor people play the money game to not lose

Rich people focus on opportunities
Poor people focus on obstacles

Rich people see potential growth
Poor people see potential loss

Rich people focus on rewards
Poor people focus on the risks

Rich people expect to succeed
Poor people expect to fail

Rich people jump in and do what it takes to succeed
Poor people stall until the time is right

Rich people are committed to being rich
Poor people want to be rich

Rich people have their money work hard for them
Poor people work hard for their money

Rich people work hard temporarily
Poor people work hard always

Rich people are trained to earn passive income
Poor people are trained to work for money

Rich people know how important money is
Poor people use the excuse that there are more important things in life than money

Poor people are not clear on what they want
Rich people are very clear on what they want

Poor people send mixed messages to the Universe
Rich people send very clear messages about what they want from the Universe

Poor people have limits on what they are willing to do to have money
Rich people do whatever it takes

Poor people think small
Rich people think big

Rich people focus on what they want
Poor people focus on what they do not want

Rich people jump in and learn as they go
Poor people wait until they think they know it all which will never happen

Rich people admire other rich and successful people
Poor people resent rich and successful people

Rich people associate with positive successful people
Poor people associate with negative or unsuccessful people

Rich people are willing to promote themselves and their value
Poor people think negatively about selling and promotion

Rich people are usually leaders
Poor people are usually followers

Rich people are bigger than their problems
Poor people are smaller than their problems

Rich people are excellent receivers
Poor people are poor receivers

Rich people say they are worthy and are
Poor people say that aren’t worthy and aren’t

Rich people work hard and believe they should be well rewarded
Poor people believe they are better people because they are poor

Rich people choose to get paid based on results
Poor people choose to get paid based on time

Rich people believe in themselves
Poor people want guarantees from others

Rich people think both
Poor people think either/or

Rich people focus on their net worth
Poor people focus on their working income

Rich people manage their money well
Poor people mismanage their money well

Poor people say when I have plenty of money I’ll begin to manage it
Rich people say When I begin to manage it I will have plenty of money

Rich people control their money
Poor people let their money control them

Rich people think long term. They balance their spending on enjoyment today with investing for freedom tomorrow
Poor people think short term. They are interested in immediate gratification

Rich people have a lot of money and spend a little
Poor people have a little money and spend a lot

Poor people work to earn money to live today
Rich people work to earn money to pay for their investments which will pay for their future

Rich people buy assets and things that will likely go up in value
Poor people buy expenses and things that will definitely go down in value

Rich people collect land
Poor people collect bills

Poor people see a dollar as a dollar to trade for something they want right now
Rich people see every dollar as a seed that can be planted to earn a hundred more dollars which can then be replanted to earn a thousand more dollars.

Poor people let fear stop them
Rich people act in spite of fear

Poor people can be stopped from acting pretty easily
Rich people cannot be stopped

Poor people will do whatever is easy now and end up having it hard later
Rich people work hard now so it will be easy later

Poor people will avoid doing because of fear
Rich people will do whatever it takes

Poor people will only do what makes them feel comfortable
Rich people will constantly work through their discomfort to grow

Rich people learn and grow
Poor people think they already know

Rich people understand the order to success is to BE, DO and HAVE
Poor people believe the order to success is to HAVE, DO, then BE.

Poor people believe that they have to have a lot of money so they can have what they want and be a success.
Rich people understand that if they become a successful person, they will be able to do what they want and have a lot of money.

Rich people are good at what they do
Poor people do just enough to get by

Rich people take advice from people who are more successful than they are
Poor people take advice from their friends who are just as poor as they are

Those are just some of the concepts Mr. Eker recommends you examine further.

Again, I highly recommend you purchase this book for yourself, if you haven't already read it, because it is extremely inspiring.

Happy Creating!